We make the bankruptcy process easy to understand. I don’t know exactly how other lawyers tackle this. But in my law office we take the time to explain things for you. This article explains the steps that are involved in taking you through the entire bankruptcy process.
Your bankruptcy process – how to begin.
Your bankruptcy journey should begin by getting expert help. You are not required to be represented by a bankruptcy lawyer. However, most cases filed without a lawyer will fail.
Your first step in the bankruptcy process is to obtain expert representation.
People really do need a specialist to get them through the bankruptcy process. Preparing and filing a bankruptcy bankruptcy case is NOT a do-it-yourselfer.
You can find the very best bankruptcy lawyers. The link takes you to a short article explaining a few easy searches to find the best bankruptcy lawyers. After you have some lawyer names, get over the fear of calling a lawyer. Make appointments with several lawyers. Most lawyers don’t charge for a bankruptcy consultation. We think you should go with the lawyer you get the best feeling from.
Bankruptcy fees – how much should it cost.
High price bankruptcy lawyers will cut their fees to what you can afford – if you know how to ask them. Here is a short article that explains what you need to know about bankruptcy lawyer fees. And, it will explain how to find and retain a super bankruptcy for a fraction of what everyone else pays.
Information you will need during the bankruptcy process.
Your lawyer will need the name and address for all of your creditors. Even for debts that you still intend to pay, such as your car and your house. If you don’t know all of that, get your credit report. You can get a free credit report at www.annualcreditreport.com. You will also need your pay stubs for the last 6 months, and your most recently filed tax return.
Filing the bankruptcy case in court.
The bankruptcy case filing will consist of paperwork listing all your debts, all of your assets, a schedule of your income, a list of your monthly living expenses, and your answers to certain questions concerning your financial affairs. If you have an experienced bankruptcy lawyer, the paperwork will be very doable.
What comes next and how long should it take to finish the whole bankruptcy process to a happy ending.
A hearing will take place about one month after your case papers are filed with the court. The hearing will be conducted by a bankruptcy trustee. The hearing for a simple bankruptcy case will take only a few minutes. At the hearing the trustee will ask to see your driver’s license and Social Security card. In my law firm we always send a lawyer with you to the hearing, even for a simple case. Some lawyers will send you there by yourself. We don’t do that, because you never know what might come up. We think you should always have a lawyer there with you.
Cheap bankruptcy lawyer. Our fee starts as low as $775.00 + filing fee* with the Bankruptcy Law Firm of Bayer, Wishman & Leotta.
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